Descartes
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Claims Count by Occurence
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Claims Frequency by Project
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Claims Frequency by Trade
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Claims Frequency by Sub
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Total Cost of Claims
The Metropolitan Risk Descartes Cloud based claims system is a proprietary software program designed and built by Michael Stoop using a combination of both Google Development Tools, Microsoft Tools, and Apple.
TYPICAL BROKERAGE COMMUNITY:
Does your broker fax over your loss runs for your review? Typically you look at a bunch of numbers on a page, along with a case number or plaintiff listing. WHAT OUR CLIENTS UNDERSTAND IS THE PRICING THEY RECEIVE FROM THE INSURANCE MARKETPLACE, IS DICTATED BY HOW WELL THE ACCOUNT PERFORMS (CLAIMS). Our flexible system picks up your companies unique data points, and graphically translates the data so you can make impactful, informed businesses decisions, set profitability goals, and tie back compensation and bonuses to the attainment of those goals. Faxed loss runs, & periodic conference calls don't give you the full picture.
Descartes:
Our proprietary cloud based Insurance Risk Management System system has many flexible features. Our clients told us what they wanted and we built it.
- Detailed Claims Logs on the Web 24/7 with both read and write access so your employees, our DEEP claims adjusters, and firm staff can communicate and collaborate effectively with complete transparency for all authorized parties all throughout the year not just at renewal.
- Automated Reporting Functions: Descartes is so smart that every time a claim is updated, reserve changes, funds dispersed, or new evidence impacting the file is released, Descartes automatically sends a status report for that individual claim to senior management or any member of your company who you designate including outside counsel if that floats your boat.
- Claim Journal with real time versioning. You get to see all our DEEP notes, dialogues with the carriers, investigators, etc. who said what , when , and where it stands now. All available 24/7. Your own staff can add their own notes and comments and use Descartes for their own diary system.
- Trend Analysis - Loss runs are static, typically on a piece of paper. Unless someone actually takes the time and puts your claim data into excel , you can't identify the trend frictional trend lines that are attacking your Profit & Loss Statements.
- Exports all your claims data to excel. It will also sort and build custom Trend Reports for you. Tell us what you want and we will build it.
- Sort Claims By Project
- Sort Claims By Location
- Sort Claims By Vendor / Sub Contractor
- Sort Claims By Project Manager
- Sort Claims By Employee
- Sort Claims By Department
- Sort Claims By Shift
- Sort claims By Injury
- Sort Claims By Event
- Sort Claims By (You fill in the blank)
The idea behind Descartes was to build a smart intuitive claims information system. The beauty of this high functioning claims system is to let you set profitability goals, benchmark their organization, managing to a results. You can't manage what you don't know. We do the work, collect the data, putting you in position to make informed business decisions, impacting the predictability of your future cost of risk.

