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Day Care & Nursery School Insurance

We understand that every dollar saved by your facility can make a difference in a childs life! That’s why we developed the CHILDREN NOT INSURANCE Nursery School Insurance program underwritten by Harleysville Insurance . It’s our hope the Nursery Schools that use our program which should result in less insurance premium  putting those savings back into the children as you see fit. Pay the insurance company less so your children, your teachers and your facilities benefit.

At Metropolitan Risk, we understand that caring for children is your life, it can be extremely rewarding watching them learn and grow—but that reward also brings with it significant risk and responsibility.

Whether you work within a Day Care Center, Nursery, Preschool or After School Center we are here to offer the best combination of insurance protection for the lowest possible cost, bringing tremendous value to your school or child care establishment.With years of specialization insuring Child Care-specific risks within the New York and New Jersey Metropolitan Area, we make finding appropriate, custom coverage easy for you.

At Metropolitan Risk, our Child Care-specific insurance products ensure a safe, secure, and protected environment for your staff and your children which include :


At Metropolitan Risk we certainly don’t stop there either. We offer many perks and benefits for our New York, New Jersey , and Connecticut clients such as:

  • Kid Nap Expenses - $50,000 limit
  • Directors & Officers Identity Theft - $25,000 limit
  • Workplace Violence Counseling Expense - $30,000 limit
  • Flood Coverage - Automatic $30,000 limit


Furthermore, we take it yet another step further,

  • “Keep the Children Safe” discounts for running background checks, employment checks, credit reports, etc. to help reduce your exposure to workplace violence, fraud and lawsuits related to negligent hiring practices.
  • Easily tailored payment plans that accommodate your check book!


Our years of dedication and intensive experience managing Child Care-specific risks truly make as an expert in this field; besides we have children of our own so we can empathize with YOUR clients! We specialize in serving this specific business insurance need for those in New York, New Jersey, and Connecticut.

Call (877) 874-2155 now, or fill in the form above, to make sure your limited resources stay allocated to the children.

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