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Risk Rocket F.A.Q's

Posted: 5/20/2013 12:55:00 AM

Here you will find frequently asked questions about the Risk Rocket. 

6 Ways to Lower Your Workers Comp Experience Mod

Posted: 5/14/2013 11:50:00 AM
s your business struggling with a high experience mod? Want to lower your workers comp costs while decreasing your risk exposure? We've put together a short and sweet guide to lowering your workers comp experience mod & costs as a result. Click the link below to access it:
Employers must begin using the new I-9 by May 7, 2013! Key revisions to the I-9 include additional data fields, more detailed instructions, and edits to the layout of the form which is now two pages.

The requirement to use the updated I-9 provides employers with an opportunity to review their practices for completing and retaining the form. The following are some do's and don'ts for completing and retaining the I-9 form:

Disturbing Hacking Trends

Posted: 4/23/2013 11:10:00 AM

Security experts commonly say that there are only two types of companies these days. There’s companies that have been hacked, and those that don’t yet know that they’ve been hacked.

Verizon's 2012 Data Breach Investigations Report counted 621 CONFIRMEDdata breaches last year in addition to more than 47,000 “security incidents.”

The goal of our Non Profit of the Month program is to further awareness, promote, and fundraise to support some very worthy missions.  After a successful initial launch with the Cystic Fibrosis Foundation, raising over $250 in September, Met Risk is bringing back the Non Profit of the Month program.  This month, we have selected the Lupus Foundation of America to support our dear friend Jen L and her brave fight.  Jen will be walking with friends and family under the team name Vivi Forte at the Walk To End Lupus Now on Saturday May 18, 2013 at South St. Seaport in New York City.


Summarizing Cuomo’s NY Workers Comp Reform

Posted: 1/21/2013 6:40:00 AM
Governor Cuomo announced last week that his administration plans to introduce new legislation to continue to improve the workers’ compensation system and to attempt to provide relief to thousands of businesses.
For businesses on the cusp of 50+ employees there now stands a major dilemma. Increase staff, hire independent contractors; stop growing? Due to a new law going into effect in 2014, if a company hits the 50 full-time employee threshold it will have to provide health coverage that meets government standards or potentially face a penalty.

Below you will find New York and New Jersey trade contractors that have been included in ENR’s top 600 speciality contractors of 2012 list. Want to see something interesting? The average experience mod of the companies we found below is a .866! This shouldn’t come as a surprise. Companies that have low mods have a much lower cost structure. As a result they can get more bids, have a higher revenue, and be on lists like this. In addition to the straightforward correlation between low workers comp costs and high revenue, a low mod is almost always an indication of a well run company in general.

NYC Fire Deaths Hit Record Low

Posted: 1/17/2013 6:55:00 AM
The 58 fatalities last year were four fewer than the previous low of 62 in 2010. The figures follows a national trend of improving fire safety that experts attribute to several factors, primarily fire-prevention education and smoke detectors. In fact, of the deaths that did unfortunately occur, nearly 80% occurred in places that had no functioning smoke detector.
Last week Governor Cuomo imposed new emergency regulations on insurers by amending NY Insurance Regulation’s aiding hundreds of thousands of NY state residents whose properties were damaged or destroyed when Hurricane Sandy struck a month ago.
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